Finvo Partners Ltd. - Tax & Bookkeeping for Plumbers & Electricians

About Us

Finvo Partners Ltd. is a small firm with offices in Surrey, Edmonton, and Courtenay — serving tradespeople who want more than a once-a-year tax filing. We understand the trades business: job costing, progress billing, subcontractor payments, tool deductions. We speak your language.

We speak English, Punjabi, and Hindi.

Better Numbers. Better Decisions. Better Sleep.

Why Choose Finvo?

• 8+ years specializing in trades and contractors
• Average client saves $5,000–$15,000 annually in recovered deductions
• Fully digital firm - work from anywhere
• Industry-specific expertise for plumbers, electricians, and HVAC technicians
• No surprise fees with all-inclusive pricing

Do These Struggles Sound Familiar?

• Mixing Personal & Business Expenses? - Using one account for everything? CRA sees this as a red flag. We help you separate and organize.
• No Clue What You Can Deduct? - Tools, vehicle, home office, training — most tradespeople only claim half of what they're entitled to.
• GST Giving You Headaches? - Charging GST, claiming ITCs, filing on time — it's confusing. One mistake can trigger an audit.
• Scrambling at Tax Time? - Shoebox full of receipts? No idea what you owe? Year-round bookkeeping fixes this.

Our Services

• Incorporation Planning - Know exactly when to incorporate. We run the numbers so you can decide with confidence.
• Monthly Bookkeeping - Clean books every month. Know your numbers. Zero stress at tax time.
• Tax Optimization - Tools, vehicle, materials, subcontractors — every deduction you're entitled to, claimed properly.
• GST/HST Compliance - We handle your GST filings, input tax credits, and keep you compliant.
• CRA Audit Support - If CRA comes knocking, we're in your corner with organized records and expert guidance.
• Year-Round Support - Questions about a job quote? Tax implications of a big purchase? We're here anytime.

Trades-Specific Deductions We Maximize

• Power tools (drills, saws, meters)
• Hand tools and toolboxes
• Safety equipment (boots, gloves, hard hats)
• Vehicle expenses (fuel, insurance, repairs, depreciation)
• Job materials and consumables
• Contractor license fees
• Liability insurance and WCB premiums
• Subcontractor payments
• Training and certifications
• Home office deduction

Pricing

Monthly bookkeeping packages from $99 to $299 per month, depending on transaction volume. Tax planning and filing are additional. We'll give you exact pricing after understanding your needs.

How It Works

1. Free Consultation - 15-minute call to understand your situation. No obligation, no pressure.
2. Custom Roadmap - We identify what you're missing and create a plan to fix it.
3. Year-Round Peace - Clean books, maximum deductions, and someone in your corner when you need them.

What Tradespeople Say About Working With Us

"I had no idea I was missing so many deductions. Finvo found me over $6,000 in savings the first year. Wish I'd found them sooner." - Mike R., Electrician, Surrey BC

"GST used to stress me out every quarter. Now Finvo handles it all. I just focus on my jobs and they handle the rest." - Jason S., Plumber, Edmonton AB

"Finally accountants who understand trades. They know what we can claim, how our business works. No more explaining everything." - Raj K., Electrical Contractor, Surrey BC

"Got audited last year and Finvo had everything organized. CRA closed the file in two weeks. No issues. That's worth every penny." - Tom P., Plumber, Nanaimo BC

"I went from shoebox receipts to knowing my numbers every month. Game changer for my business." - Dan M., Electrician, Edmonton AB

"They helped me incorporate at the right time and set up proper bookkeeping. Saving over $5,000 a year now in taxes." - Steve K., HVAC Contractor, Comox Valley BC

Frequently Asked Questions

What trades do you work with?

We specialize in all skilled trades: plumbers, electricians, HVAC technicians, general contractors, carpenters, roofers, landscapers, painters, welders, and more. If you work with your hands and run a business, we understand your world.

Should I incorporate my trades business?

It depends on your income and goals. Generally, once you're consistently earning $80K+, incorporation starts making sense. We'll run the numbers for your specific situation.

How much can I actually save?

Most tradespeople we work with save between $5,000–$15,000 annually through proper structure, maximized deductions, and tax planning. Your results depend on your situation.

What about GST — do you handle that?

Absolutely. We handle GST registration, quarterly filings, input tax credits, and make sure you're always compliant. This is especially important for trades with materials and subcontractor costs.

I have subcontractors — can you help with that?

Yes. We help you properly document subcontractor payments, issue T4A slips, and ensure you're not getting caught in CRA's crosshairs for misclassification.

I'm behind on my bookkeeping. Can you help?

Yes. We can do catch-up bookkeeping to get you current, then keep you organized going forward. Many trades clients come to us with a year or more of backlog.

What if I get audited by CRA?

If you're our client, we handle it. Trades businesses get audited more often due to cash and GST — we keep your records organized and audit-ready, and we'll represent you if CRA has questions.

Do you work with contractors who have employees?

Absolutely. We handle payroll, T4s, remittances, and WCB compliance for trades businesses with employees or helpers.

How much do your services cost?

Our monthly bookkeeping packages range from $99–$299 depending on transaction volume. Tax planning and filing are additional. We'll give you exact pricing after understanding your needs.

What's the first step?

Book a free 15-minute consultation. We'll review your situation and tell you exactly how we can help — no obligation.

Exclusive Partner Offers

New clients receive access to over $1,400+ in partner savings:

• Phone Line with Quo - $100 value (3 months free)
• Free Website with Incorporation - $300 value
• Payroll Processing - $250 value (1 year free for 2 employees)
• QBO/Xero 20% Lifetime Discount - $500+ value
• Venn Business Account - Up to $250 cashback
• CRA Audit Support - Included with all plans

Terms: Must sign up using our referral links (provided after signup). Fee required in advance.

Our Locations

All services available remotely via secure portals and video calls.